About Invoice Financing

Invoice financing companies advance you cash collateralized by your unpaid invoices, giving you an excellent way to put money back into your business. 

What is Invoice Financing?



Invoice financing—often called accounts receivable financing—allows business owners to finance outstanding invoices. Invoice financing companies advance you cash collateralized by your unpaid invoices, giving you an excellent way to put money back into your business. With invoice financing, you can get a fast advance of about 85% of the value of your invoices, with most of the other 15% paid to you later.

Maximum Loan Amount

Up to 100% of invoices

Loan Term

Until the invoice is paid

interest rates

4.9% - 9.9%

speed

As little as 1 day

Who Qualifies for Accounts Receivable Financing?

Any business with a business-to-business model can qualify for invoice financing, as long as they currently have outstanding receivables.

Here’s the deal.

These lenders don’t care as much about your revenue, profitability, or time in business.

Since your invoices will act as the loan’s collateral, lenders just want to make sure the invoices make sense for them to finance. The rest of your business isn’t too important.

The maximum amount you can qualify for depends on the total amount and quality of your invoices, as well as on your creditworthiness.

It is important to note that some accounts receivable financing lenders take a look at your credit report, too.

Most customers who were approved had:

**Based on The Funding Ninjas past customers.

Annual Revenue

Over $25K

Credit Score

550

Time in Business

Over 1 year

How To Apply


An invoice financing application is a fast and simple process. Because your invoice determines the amount and terms of the financing you qualify for, the invoice itself will be the most important part of the application process. (Some invoice financing companies will look at your credit score and business financials as well.)

Most invoice financing companies have streamlined, online applications. Companies like BlueVine or Fundbox will typically connect to your business’s accounting program, making it easy for you to upload the invoices you need financed.

   Documents you need:

 Business Accounting Software

Bank Statements

How Does Invoice Financing Work?



One of the most frustrating aspects of running a growing business is waiting for your invoices to be paid—especially when some customers don’t pay on time.

And delayed payments mean you don’t get to funnel that capital back into your business right away, tying up your working capital and creating a whole host of trouble.

At Fellowwanderers Financial Solutions, we see this problem all the time with small business owners. That’s why we offer accounts receivable financing on our marketplace.

With accounts receivable financing, you have the chance to get paid for your invoices right away—no need to wait.

Reasonable interest rates

Our loan rates and charges are very attractive 

Suitable for a wide range of business purposes

Our loan rates and charges are very attractive

No need to wait for invoice payment

For funding medical expenses, hospitalization, surgery, No collateral required.

Invoices serve as collateral

All charges are communicated up front in writing along with the loan quotation

How Invoice Financing Helps Cash Flow
How Invoice Financing Works

What Will Accounts Receivable Financing Cost You?



As we’ve mentioned, invoice financing can be an expensive way to receive funding for your business. But it’s essentially the cost of having cash on hand now, instead of later.

Here’s a snapshot into what the cost structure would look like.

Financing & Fees of Accounts Receivable Financing
When is Invoice Financing Worth the Cost?

FREQUENTLY ASKED QUESTIONS



If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

How fast is the approval process?
Where are you located?

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Now apply for an Invoice Financing loan online, All you need to do is provide your details below application form.

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