- Approval as fast as 24 hours
- Competitive Interest Rates
- Bad Credit Accepted
- Fast Process
Our Business Loans
Here is an extensive breakdown of why you should get a business loan
Our application process is simple and fast. We can get you funded in as little as 24 hours.
Easy Loan Repayment
We understand how hectic an entrepreneurs life can be so we make sure we offer you lenders with the best repayment options.
There is NO obligation and it’s free to apply.
Our Business Loan Products
Compare our business loan products by clicking on an option, choose one from below:
Merchant Cash Advance
With a merchant cash advance, you get advanced capital in exchange for a percentage of your daily credit card sales, plus a fee. Merchant cash advances can be quick, easy ways to get a business cash advance with no need for collateral—even if you don’t have a great credit score.
Flexible Line Of Credit
A business line of credit is a form of small business funding that provides a pool of funds to draw from when you need capital for business expenses. Draw on your small business line of credit to easily access capital to handle cash flow gaps, get more working capital, buy inventory, or address almost any other emergency or opportunity. You’ll only repay what you withdraw, and you’ll do so with an agreed-upon interest rate and repayment terms of .4%-.9% with weekly repayments.
Invoice financing—often called accounts receivable financing—allows business owners to finance outstanding invoices. Our Invoice financing lenders advance you cash collateralized by your unpaid invoices, giving you an excellent way to put money back into your business. With invoice financing, you can get a fast advance of about 85% of the value of your invoices, with most of the other 15% paid to you later.
A commercial loan is a type of debt financing that business owners use to cover operational costs, supply working capital, or pay for other business expenses. These loans require you use property as collateral and each has different eligibility requirements, interest rates, and repayment terms.
The U.S. Small Business Administration helps small business owners get funding through SBA loans. The SBA loan programs let you borrow money for nearly any business purpose—including working capital, purchasing inventory or equipment, refinancing other debts, or buying real estate—through these SBA-guaranteed loans.
About Business Loans and How They Work
Everything you need to know about funding for your business
Getting access to working capital shouldn’t be so complicated. So we’re here to simplify the process.
To get started you simply have to fill out a 1 page docusign application or if applying for a line of credit or invoice financing apply and get approved in 10 minutes all online.
Financial technology is disturbing the way banks used to do business. So now all business owners have the opportunity to get the funds they need to grow and expand.
FREQUENTLY ASKED QUESTIONS
What Our Clients Have To Say
I wanted to start my own business but no one would give me a loan. I called The Funding Ninjas and they got me approved for $50,000!
I love this company! Charles has helped me so much! I was able to secure a credit card for my business that I didn’t even know I qualified for! I was in turn able to scale my product line and further my developments! 🙌🏾 I would definitely recommend them to all my friends and family who are aspiring entrepreneurs or business owners! 5 stars!